/* Base Settings & Variables */
:root {
  --primary-color: #0d47a1;
  --primary-hover: #1565c0;
  --accent-color: #f57f17;
  --accent-hover: #f9a825;
  --text-color: #333333;
  --text-light: #666666;
  --bg-color: #ffffff;
  --bg-light: #f5f7fa;
  --bg-dark: #1a237e;
  --white: #ffffff;
  --font-main: "Inter", sans-serif;
  --border-radius: 8px;
  --shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: var(--font-main);
  color: var(--text-color);
  background-color: var(--bg-color);
  line-height: 1.6;
}

h1,
h2,
h3,
h4,
strong {
  font-weight: 700;
}

p {
  margin-bottom: 1rem;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.section-padding {
  padding: 80px 0;
}

.bg-light {
  background-color: var(--bg-light);
}

.bg-dark {
  background-color: var(--bg-dark);
}

.text-white {
  color: var(--white);
}

.btn {
  display: inline-block;
  padding: 12px 24px;
  font-size: 1rem;
  font-weight: 600;
  text-align: center;
  border: none;
  border-radius: var(--border-radius);
  cursor: pointer;
  /* PER USER REQUEST: NO ANIMATION/TRANSITION */
}

.btn-primary {
  background-color: var(--accent-color);
  color: var(--white);
}

.btn-primary:hover {
  background-color: var(--accent-hover);
}

.btn-block {
  display: block;
  width: 100%;
}

/* Header */
.header {
  background-color: var(--white);
  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.05);
  position: sticky;
  top: 0;
  z-index: 1000;
  padding: 15px 0;
}

.header-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo h1 {
  font-size: 1.5rem;
  color: var(--primary-color);
}

.nav-list {
  display: flex;
  gap: 30px;
}

.nav-list a {
  font-weight: 600;
  color: var(--text-color);
}

.nav-list a:hover {
  color: var(--primary-color);
}

.mobile-menu-btn {
  display: none;
  font-size: 1.5rem;
  cursor: pointer;
}

/* Hero Section */
.hero {
  background-color: var(--primary-color);
  color: var(--white);
  padding: 100px 0;
}

.hero-container {
  display: flex;
  align-items: center;
  gap: 40px;
}

.hero-content {
  flex: 1;
}

.hero-title {
  font-size: 3rem;
  line-height: 1.2;
  margin-bottom: 20px;
}

.hero-subtitle {
  font-size: 1.2rem;
  margin-bottom: 30px;
  opacity: 0.9;
}

.hero-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.hero-img {
  width: 100%;
  max-width: 500px;
  height: auto;
  border-radius: var(--border-radius);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
  object-fit: cover;
}

.image-placeholder {
  display: none;
}

/* Services Section */
.section-heading {
  text-align: center;
  margin-bottom: 50px;
}

.section-heading h2 {
  font-size: 2.2rem;
  color: var(--primary-color);
  margin-bottom: 15px;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.service-card {
  background-color: var(--white);
  padding: 30px;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  text-align: center;
  border-top: 4px solid var(--primary-color);
}

.service-icon {
  font-size: 3rem;
  margin-bottom: 20px;
}

.service-card h3 {
  margin-bottom: 15px;
  color: var(--primary-color);
}

.service-card p {
  color: var(--text-light);
}

/* About Section */
.about-container {
  display: flex;
  align-items: center;
  gap: 50px;
}

.about-content {
  flex: 2;
}

.about-content h2 {
  font-size: 2.2rem;
  color: var(--primary-color);
  margin-bottom: 20px;
}

.about-stats {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.stat-box {
  background-color: var(--primary-color);
  color: var(--white);
  padding: 30px;
  border-radius: var(--border-radius);
  text-align: center;
}

.stat-box h3 {
  font-size: 2rem;
  margin-bottom: 5px;
  color: var(--accent-color);
}

/* Top Banks Section */
.banks {
  text-align: center;
}

.bank-logos-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 30px;
  margin-top: 40px;
}

.bank-logo {
  background-color: var(--white);
  padding: 20px 40px;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary-color);
  min-width: 180px;
  text-align: center;
  border: 1px solid #eaeaea;
}

/* Testimonials Section */
.testimonials {
  text-align: center;
  background-color: var(--white);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.testimonial-card {
  background-color: var(--bg-light);
  padding: 30px;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  text-align: left;
  border-left: 4px solid var(--accent-color);
  position: relative;
}

.testimonial-quote {
  font-style: italic;
  font-size: 1.05rem;
  color: var(--text-color);
  margin-bottom: 20px;
  line-height: 1.6;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 15px;
}

.author-details h4 {
  font-size: 1.1rem;
  color: var(--primary-color);
  margin-bottom: 5px;
}

.author-details p {
  font-size: 0.9rem;
  color: var(--text-light);
  margin: 0;
}

/* FAQ Section */
.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background-color: var(--white);
  border: 1px solid #eaeaea;
  border-radius: var(--border-radius);
  margin-bottom: 15px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  text-align: left;
  padding: 20px;
  background-color: var(--white);
  border: none;
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--primary-color);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background-color 0.3s ease;
}

.faq-question:hover {
  background-color: #fcfcfc;
}

.faq-question::after {
  content: '+';
  font-size: 1.5rem;
  color: var(--accent-color);
  transition: transform 0.3s ease;
}

.faq-question.active::after {
  content: '-';
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-answer p {
  padding: 0 20px 20px;
  color: var(--text-color);
  margin: 0;
}

/* Contact Section */
.contact-container {
  display: flex;
  gap: 50px;
}

.contact-info {
  flex: 1;
}

.contact-info h2 {
  font-size: 2.2rem;
  margin-bottom: 20px;
  color: var(--accent-color);
}

.contact-details {
  margin-top: 30px;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  margin-bottom: 20px;
}

.contact-item .icon {
  font-size: 1.5rem;
  margin-right: 15px;
}

.contact-form-wrapper {
  flex: 1;
  background-color: var(--white);
  padding: 40px;
  border-radius: var(--border-radius);
  color: var(--text-color);
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-weight: 600;
  margin-bottom: 8px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 12px;
  border: 1px solid #ccc;
  border-radius: 4px;
  font-family: var(--font-main);
  font-size: 1rem;
}

/* Footer */
.footer {
  background-color: #111;
  color: #888;
  text-align: center;
  padding: 20px 0;
}

.footer-links {
  margin-top: 10px;
  font-size: 0.9rem;
}

.footer-links a {
  color: #888;
  text-decoration: none;
  margin: 0 10px;
  transition: color 0.3s ease;
}

.footer-links a:hover {
  color: var(--white);
}

/* Responsive Design */
@media (max-width: 900px) {
  .about-container,
  .contact-container {
    flex-direction: column;
  }
}

@media (max-width: 768px) {
  .nav-list {
    display: none; /* Hide default navigation for mobile */
    flex-direction: column;
    position: absolute;
    top: 60px;
    left: 0;
    width: 100%;
    background-color: var(--white);
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
    padding: 20px;
  }

  .nav-list.active {
    display: flex;
  }

  .mobile-menu-btn {
    display: block;
  }

  .hero-container {
    flex-direction: column;
    text-align: center;
  }

  .hero-title {
    font-size: 2.2rem;
  }
}

/* WhatsApp Floating Button */
.whatsapp-float {
  position: fixed;
  width: 60px;
  height: 60px;
  bottom: 40px;
  right: 40px;
  background-color: #25d366;
  color: #fff;
  border-radius: 50px;
  text-align: center;
  box-shadow: 2px 2px 8px rgba(0, 0, 0, 0.3);
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
}

.whatsapp-float:hover {
  background-color: #128c7e;
  color: #fff;
}

@media (max-width: 768px) {
  .whatsapp-float {
    width: 50px;
    height: 50px;
    bottom: 20px;
    right: 20px;
  }
}